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Credit Repair is not easy. You have to have a relentless type of attitude and don't get easily discouraged. You also have to research case law to determine if that law can be applied to the dispute process. My business practices are mandated by the Credit Repair Organizations Act, it states I can't advertise misleading or untrue statements.

I've seen so many advertisements, videos, blogs, etc from other credit repair professionals guaranteeing 750-800 credit scores or don't pay your collection companies - these statements violate the Act. Consumers fall for these statements all the time and get discouraged when these tactics backfire. 
If your credit score is not at 750 plus, there's a reason why. Credit restoration is not a scheme, there has to be a change of attitude, habits and discipline. Even if you do get to 750,  you will revert back to the 500s.

Stop falling for the gimmicks and do the work and find a credit professional that will educate you about credit and finance. Email me to get the job done right.

#purposefulcreditsolutions
#purposefulcredit
#relentless #attitude #law #business #practices #discouraged #tactics #attitude #habits #discipline #gimmick #dothework #stophidingfromthetruth #educate 
#schemes #ethics #integrity #noguarantees #ads #advertisement #violate #misleading #truth
Credit Repair is not easy. You have to have a relentless type of attitude and don't get easily discouraged. You also have to research case law to determine if that law can be applied to the dispute process. My business practices are mandated by the Credit Repair Organizations Act, it states I can't advertise misleading or untrue statements. I've seen so many advertisements, videos, blogs, etc from other credit repair professionals guaranteeing 750-800 credit scores or don't pay your collection companies - these statements violate the Act. Consumers fall for these statements all the time and get discouraged when these tactics backfire. If your credit score is not at 750 plus, there's a reason why. Credit restoration is not a scheme, there has to be a change of attitude, habits and discipline. Even if you do get to 750, you will revert back to the 500s. Stop falling for the gimmicks and do the work and find a credit professional that will educate you about credit and finance. Email me to get the job done right. #purposefulcreditsolutions  #purposefulcredit  #relentless  #attitude  #law  #business  #practices  #discouraged  #tactics  #attitude  #habits  #discipline  #gimmick  #dothework  #stophidingfromthetruth  #educate  #schemes  #ethics  #integrity  #noguarantees  #ads  #advertisement  #violate  #misleading  #truth 
xSay2
My mom has Alzheimer's. It's been a painful process to see a woman who I have always seen as independent, strong and full of life is now in a nursing home.

Her care is incredibly expensive. She is at a great facility but the monthly cost is almost $5,000. My mom pays more than half with her retirement but, we sold her house a couple of years ago and she has a disability policy so the cost is covered.

Over the years I have helped my mom with her expenses and I do it gladly because she has sacrificed so much for me and my sisters. Would you be able to help your parents as they get older? How about helping them with housekeeping expenses? Or buying them special groceries or medication? 
You can't do it with a poor credit score or no savings.  You need help, contact me for a free consultation.
#purposefulcreditsolutions
#purposefulcredit
#alzheimers #alzheimersawareness #parents #retirement #elderly #motherslove #mother #ilovemymom #gettingolder #expenses #sacrifice #siblings #disability #independent #strongwomen #retirement #insurance #happymoments #seniorcitizen #painful
My mom has Alzheimer's. It's been a painful process to see a woman who I have always seen as independent, strong and full of life is now in a nursing home. Her care is incredibly expensive. She is at a great facility but the monthly cost is almost $5,000. My mom pays more than half with her retirement but, we sold her house a couple of years ago and she has a disability policy so the cost is covered. Over the years I have helped my mom with her expenses and I do it gladly because she has sacrificed so much for me and my sisters. Would you be able to help your parents as they get older? How about helping them with housekeeping expenses? Or buying them special groceries or medication? You can't do it with a poor credit score or no savings. You need help, contact me for a free consultation. #purposefulcreditsolutions  #purposefulcredit  #alzheimers  #alzheimersawareness  #parents  #retirement  #elderly  #motherslove  #mother  #ilovemymom  #gettingolder  #expenses  #sacrifice  #siblings  #disability  #independent  #strongwomen  #retirement  #insurance  #happymoments  #seniorcitizen  #painful 
Credit tip - tax season is here  and you should put those refunds to work.  Credit rebuilding is more than just deleting negative items from your report. You have to show lenders you can manage credit. You have to add new credit to your credit profile. Here are my suggestions for poor and fair credit cards:

1. First Progress - this is a great secured card. The APR is low and everyone is approved. 
2. Discover IT - another great secured card. The APR is high but pay your balance by off every month and it shouldn't be a problem. The best thing about this card is that if you use the card responsibly, it will convert to an unsecured card in about a year.
3. Capital One - this is the go to card when rebuilding credit. They offer secured and unsecured cards. If your FICO is really low (in the 400s), my suggestion is to apply for the First Progress card first. Then apply for the Capital One card in about six months. 
4. Barclaycard US - if you have fair credit, (640-670). I like the Barclaycard. They have great rewards but the card carries a higher APR.  If you use the card responsibly, they will graduate you to a better card.

Need further assistance, contact me for a free consultation. 
#purposefulcreditsolutions
#purposefulcredit
#poorcredit #creditcards #interestrates #secured #taxseason #taxrefund #deposit #responsible #rebuilding #savingmoney #capitalone #barclays #lender #approval #apr #newcredit #purple #joy #happy #happiness
Credit tip - tax season is here and you should put those refunds to work. Credit rebuilding is more than just deleting negative items from your report. You have to show lenders you can manage credit. You have to add new credit to your credit profile. Here are my suggestions for poor and fair credit cards: 1. First Progress - this is a great secured card. The APR is low and everyone is approved. 2. Discover IT - another great secured card. The APR is high but pay your balance by off every month and it shouldn't be a problem. The best thing about this card is that if you use the card responsibly, it will convert to an unsecured card in about a year. 3. Capital One - this is the go to card when rebuilding credit. They offer secured and unsecured cards. If your FICO is really low (in the 400s), my suggestion is to apply for the First Progress card first. Then apply for the Capital One card in about six months. 4. Barclaycard US - if you have fair credit, (640-670). I like the Barclaycard. They have great rewards but the card carries a higher APR. If you use the card responsibly, they will graduate you to a better card. Need further assistance, contact me for a free consultation. #purposefulcreditsolutions  #purposefulcredit  #poorcredit  #creditcards  #interestrates  #secured  #taxseason  #taxrefund  #deposit  #responsible  #rebuilding  #savingmoney  #capitalone  #barclays  #lender  #approval  #apr  #newcredit  #purple  #joy  #happy  #happiness 
For the last four years, I have been going to the dentist to have most of my crowns replaced (when I was younger, the large fillings cracked my teeth). I started in 2014 and this week was my last appointment. My dentist paused for a second and told me I had to have a root canal. I almost passed out! 
The crowns, plus the root canal, will cost me $3,300 after insurance. Here's the deal, we have to budget for unexpected expenses,  I have to get the root canal, the long term effects of not getting it done can be hazardous to my health and bank account. 
If you do not budget for the unexpected or put off what is an emergency. You will never walk in financial empowerment. And you will continually be in debt.

So I got one crown completed and my root canal is scheduled for two weeks. I will save up to complete the last crown. I will be done by the end of the year. When you are in debt, saving money has to be your highest priority. No savings - you will always be reaching for your credit card and you know the story!

Need help budgeting, contact me at info@purposefulcreditsolutions.com.
#purposefulcreditsolutions #purposefulcredit #dentist #crowns #rootcanal  #savings #bankaccount #money #debt #cavities #health #healthiswealth #empowerment #debtfreejourney #creditcards #greatsmile #redlipstick #nocavities #emergency #budgeting #teeth #priority #theunexpected
For the last four years, I have been going to the dentist to have most of my crowns replaced (when I was younger, the large fillings cracked my teeth). I started in 2014 and this week was my last appointment. My dentist paused for a second and told me I had to have a root canal. I almost passed out! The crowns, plus the root canal, will cost me $3,300 after insurance. Here's the deal, we have to budget for unexpected expenses, I have to get the root canal, the long term effects of not getting it done can be hazardous to my health and bank account. If you do not budget for the unexpected or put off what is an emergency. You will never walk in financial empowerment. And you will continually be in debt. So I got one crown completed and my root canal is scheduled for two weeks. I will save up to complete the last crown. I will be done by the end of the year. When you are in debt, saving money has to be your highest priority. No savings - you will always be reaching for your credit card and you know the story! Need help budgeting, contact me at info@purposefulcreditsolutions.com. #purposefulcreditsolutions  #purposefulcredit  #dentist  #crowns  #rootcanal  #savings  #bankaccount  #money  #debt  #cavities  #health  #healthiswealth  #empowerment  #debtfreejourney  #creditcards  #greatsmile  #redlipstick  #nocavities  #emergency  #budgeting  #teeth  #priority  #theunexpected 
I messed up so many checking accounts when I was younger. I didn't keep track of my checks, I accrued so many NSF charges. I  shudder because that was money I threw away. I learned my lesson when I couldn't open up a checking account. I had a file on chexsystems and I had to go without a bank account for six months. Finally an account representative took pity on me and opened up an account. I've had that account for 18 years - I learned my lesson . 
Chexsystems is the credit bureau for your banking history. It's just as important as the credit bureaus. Stop cashing your checks at the corner store, where they can charge you up to 3% of your paycheck. You need a bank account!  Email me at info@purposefulcreditsolutions.com 
#purposefulcreditsolutions #purposefulcredit #checkingaccount #banking #nsf #overdraft #money #chexsystems #checks #nobankaccount #knowledgeispower #lessonlearned #immaturity #educationiskey #wasted #paydayloans #directdeposit  #needs #paycheck #reconcile #interest #history #finance #messedup #needhelp #mississippi #arkansas #louisiana
I messed up so many checking accounts when I was younger. I didn't keep track of my checks, I accrued so many NSF charges. I shudder because that was money I threw away. I learned my lesson when I couldn't open up a checking account. I had a file on chexsystems and I had to go without a bank account for six months. Finally an account representative took pity on me and opened up an account. I've had that account for 18 years - I learned my lesson . Chexsystems is the credit bureau for your banking history. It's just as important as the credit bureaus. Stop cashing your checks at the corner store, where they can charge you up to 3% of your paycheck. You need a bank account! Email me at info@purposefulcreditsolutions.com #purposefulcreditsolutions  #purposefulcredit  #checkingaccount  #banking  #nsf  #overdraft  #money  #chexsystems  #checks  #nobankaccount  #knowledgeispower  #lessonlearned  #immaturity  #educationiskey  #wasted  #paydayloans  #directdeposit  #needs  #paycheck  #reconcile  #interest  #history  #finance  #messedup  #needhelp  #mississippi  #arkansas  #louisiana 
Sometimes you have to take a moment to breathe and be grateful for where you are. Even though you have debt, maybe no savings and you feel stuck. Be thankful for where you are at and where you are going. This is the time to count it all joy - you are moving to another level.
#purposefulcreditsolutions #purposefulcredit #findyourpurpose #purpose #breathe #gratefulness #grateful #thankful #joy #countitalljoy #circumstances #savings #findingpeace #peace #serenity #red #movingforward #newyearnewyou #takeamoment #feelthesun #calm #debt
Sometimes you have to take a moment to breathe and be grateful for where you are. Even though you have debt, maybe no savings and you feel stuck. Be thankful for where you are at and where you are going. This is the time to count it all joy - you are moving to another level. #purposefulcreditsolutions  #purposefulcredit  #findyourpurpose  #purpose  #breathe  #gratefulness  #grateful  #thankful  #joy  #countitalljoy  #circumstances  #savings  #findingpeace  #peace  #serenity  #red  #movingforward  #newyearnewyou  #takeamoment  #feelthesun  #calm  #debt 
Today I was referred to help someone with their credit on a Facebook group. I gladly obliged.  Less than an hour later, there were dozens of recommendations on how to fix her credit - a lot of misinformation was given. I normally don't get into conversations about credit restoration and I regret not doing that. 
Here's what I do:
1. I don't just "fix" credit. I delve into the emotional issues as to why you got bad credit in the first place. If you don't figure out why, you will always be "fixing" your credit.
_____
2. I don't make empty promises. I don't guarantee items to be removed in a certain time period. I don't guarantee FICO scores. When these promises are given, it violates the Credit Repair Organizations Act. 
_____
3. I've been an Account Executive for a large wholesale insurance brokerage firm. I'm very familiar with legislation and how it should be applied so erroneous items can be removed from your report.
_______
4. I'm new to this industry and I'm constantly studying and researching new and improved ways to help my clients. 
________
5. More importantly, my level of integrity is my greatest strength. I will not compromise my values and ethics to make a dollar. 
My clients are happy and satisfied. I'm prompt, courteous and I get so much satisfaction when I see my clients' confidence soar - that's true restoration! 
Let me show you how! Email me at info@purposefulcreditsolutions.com 
#purposefulcreditsolutions #purposefulcredit #knowledge #information #confidence #restoration #fico #attitude #integrity #honesty #recommendation #restoration #nocompromises #happy #satisfaction #ficoscore #ethics #strength #nopromises #fixyourcredit #confident #values #satisfiedclients #strength #red #entrepeneur #truth #soar #red #clients
Today I was referred to help someone with their credit on a Facebook group. I gladly obliged. Less than an hour later, there were dozens of recommendations on how to fix her credit - a lot of misinformation was given. I normally don't get into conversations about credit restoration and I regret not doing that. Here's what I do: 1. I don't just "fix" credit. I delve into the emotional issues as to why you got bad credit in the first place. If you don't figure out why, you will always be "fixing" your credit. _____ 2. I don't make empty promises. I don't guarantee items to be removed in a certain time period. I don't guarantee FICO scores. When these promises are given, it violates the Credit Repair Organizations Act. _____ 3. I've been an Account Executive for a large wholesale insurance brokerage firm. I'm very familiar with legislation and how it should be applied so erroneous items can be removed from your report. _______ 4. I'm new to this industry and I'm constantly studying and researching new and improved ways to help my clients. ________ 5. More importantly, my level of integrity is my greatest strength. I will not compromise my values and ethics to make a dollar. My clients are happy and satisfied. I'm prompt, courteous and I get so much satisfaction when I see my clients' confidence soar - that's true restoration! Let me show you how! Email me at info@purposefulcreditsolutions.com #purposefulcreditsolutions  #purposefulcredit  #knowledge  #information  #confidence  #restoration  #fico  #attitude  #integrity  #honesty  #recommendation  #restoration  #nocompromises  #happy  #satisfaction  #ficoscore  #ethics  #strength  #nopromises  #fixyourcredit  #confident  #values  #satisfiedclients  #strength  #red  #entrepeneur  #truth  #soar  #red  #clients 
Credit Tip - I've learned to pay all credit card bills when the bill is generated, not when the payment is due. This way you can prevent late fees and  possibly an increase in interest rates. 
Hint -  your due date is when the payment is due. Your credit card closing date is when you should pay the balance in full so you don't accrue any interest.

Need more help, email me at info@purposefulcreditsolutions.com
#purposefulcreditsolutions #purposefulcredit #payyourbills #bills #creditcards #duedate #paidinfull #balance #latefees #joy #financialpeace #debtfreedom #debtfreejourney #nostress #stressfree #noworries #beautifulwoman #interestrates #latefees #fees #beautifulsmile
Credit Tip - I've learned to pay all credit card bills when the bill is generated, not when the payment is due. This way you can prevent late fees and possibly an increase in interest rates. Hint - your due date is when the payment is due. Your credit card closing date is when you should pay the balance in full so you don't accrue any interest. Need more help, email me at info@purposefulcreditsolutions.com #purposefulcreditsolutions  #purposefulcredit  #payyourbills  #bills  #creditcards  #duedate  #paidinfull  #balance  #latefees  #joy  #financialpeace  #debtfreedom  #debtfreejourney  #nostress  #stressfree  #noworries  #beautifulwoman  #interestrates  #latefees  #fees  #beautifulsmile 
I get my work ethic from my mother. She worked so hard when I was younger. She was a single parent and had no immediate family here in California. At one point, she was working four jobs to make sure we had food and housing. I knew she worried how she would feed us but we never went hungry. 
___________
There were times collection companies would call our house asking for my mom and she wouldn't speak with them. I didn't realize I adopted those same habits as I got older. I would ignore my creditors, letters and later on I realized, ignoring bills made my situation worse. I didn't realize how our parents' attitudes and behaviors affect our financial  practices. 
____________

Are you tired of ignoring phone calls? Do you have unopened mail from collection companies? You can't repair your credit or change your financial situation until you fully face your creditors.  Let me help you get started, email me at info@purposefulcreditsolutions.com
#purposefulcreditsolutions #purposefulcredit #purpose #findyourpurpose #parents #mother #mom #momlife #finance #collection #collections #workethic #singleparents #workingmom #attitudes #behavior #ignore #mail #children #kids #coolkids #siblings #motherslove #worry #fear #habits  #family #familylove #billcollector #bills
I get my work ethic from my mother. She worked so hard when I was younger. She was a single parent and had no immediate family here in California. At one point, she was working four jobs to make sure we had food and housing. I knew she worried how she would feed us but we never went hungry. ___________ There were times collection companies would call our house asking for my mom and she wouldn't speak with them. I didn't realize I adopted those same habits as I got older. I would ignore my creditors, letters and later on I realized, ignoring bills made my situation worse. I didn't realize how our parents' attitudes and behaviors affect our financial practices. ____________ Are you tired of ignoring phone calls? Do you have unopened mail from collection companies? You can't repair your credit or change your financial situation until you fully face your creditors. Let me help you get started, email me at info@purposefulcreditsolutions.com #purposefulcreditsolutions  #purposefulcredit  #purpose  #findyourpurpose  #parents  #mother  #mom  #momlife  #finance  #collection  #collections  #workethic  #singleparents  #workingmom  #attitudes  #behavior  #ignore  #mail  #children  #kids  #coolkids  #siblings  #motherslove  #worry  #fear  #habits  #family  #familylove  #billcollector  #bills 
Trying to pay off debt? Have more expenses than income? Try these side hustles:

1. Instacart - www.instacart.com 
2. Door Dash - https://www.doordash.com/dasher
3. Ubereats/Uber - https://www.uber.com/a/signup/drive/deliver
4. Lyft - www.lyft.com
5. AmazonFlex. - https://flex.amazon.com
6. GrubHub - www.grubhub.com

My preference is Instacart. I'm an Instacart personal shopper and it's helped alleviate some of the expenses of opening up my own business. I love the above services because you are an independent contractor, paid weekly and you work according to your schedule. It's great for stay at home moms, students or people needing to earn some quick cash. My suggestion, sign up for several services. If one is not busy, work the other.

Need an Instacart referral - use this code https://shoppers.instacart.com/?referral=FROGERS8112D&utm_medium=copy&utm_source=instacart_referral&utm_campaign=supply_referral

#purposefulcredit #purposefulcreditsolutions #sidehustle #secondjob #extracash #2ndjob #money #expenses #independentcontractor #extraincome #quickcash #personalshopper #delivery #students #homemaker #flexible #paidweekly#debt  #debtfree #debtfreedom #stayathomemoms #sidegig #snowballdebt #instacart #Amazon #doordash #uber #lyft
Trying to pay off debt? Have more expenses than income? Try these side hustles: 1. Instacart - www.instacart.com 2. Door Dash - https://www.doordash.com/dasher 3. Ubereats/Uber - https://www.uber.com/a/signup/drive/deliver 4. Lyft - www.lyft.com 5. AmazonFlex. - https://flex.amazon.com 6. GrubHub - www.grubhub.com My preference is Instacart. I'm an Instacart personal shopper and it's helped alleviate some of the expenses of opening up my own business. I love the above services because you are an independent contractor, paid weekly and you work according to your schedule. It's great for stay at home moms, students or people needing to earn some quick cash. My suggestion, sign up for several services. If one is not busy, work the other. Need an Instacart referral - use this code https://shoppers.instacart.com/?referral=FROGERS8112D&utm_medium=copy&utm_source=instacart_referral&utm_campaign=supply_referral #purposefulcredit  #purposefulcreditsolutions  #sidehustle  #secondjob  #extracash  #2ndjob  #money  #expenses  #independentcontractor  #extraincome  #quickcash  #personalshopper  #delivery  #students  #homemaker  #flexible  #paidweekly #debt  #debtfree  #debtfreedom  #stayathomemoms  #sidegig  #snowballdebt  #instacart  #Amazon  #doordash  #uber  #lyft 
Credit Tip - now that you have faced your #credit reports - #Equifax #Transunion and #Experian #Identify all the #errors including your personal #information. Now you can dispute those items. Make sure you send a copy of your driver's #license. Whenever you send information to the credit bureaus, you should always send it by certified mail. Need additional help, contact me at www.purposefulcreditsolutions.com
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#purposefulcreditsolutions #purposefulcredit #purpose #creditrepair #goodcredit #education #educationiskey #womenempowerment #womenpower #womensupportwomen #happiness #joy #happylife  #joyful #bosschick #womenhelpingwomen #knowledge #knowledgeispower
Credit Tip - now that you have faced your #credit  reports - #Equifax  #Transunion  and #Experian  #Identify  all the #errors  including your personal #information . Now you can dispute those items. Make sure you send a copy of your driver's #license . Whenever you send information to the credit bureaus, you should always send it by certified mail. Need additional help, contact me at www.purposefulcreditsolutions.com . . . #purposefulcreditsolutions  #purposefulcredit  #purpose  #creditrepair  #goodcredit  #education  #educationiskey  #womenempowerment  #womenpower  #womensupportwomen  #happiness  #joy  #happylife  #joyful  #bosschick  #womenhelpingwomen  #knowledge  #knowledgeispower 
What does #freedom mean to you? For me it means, I live life on my terms. I'm not bound by #debt and #worry over #finances.  I've always wanted to #travel throughout #Europe and #Africa, that's my goal within the next two years. What you want out of #life is obtainable. You have to do the #work. We can do it together! Contact me for a free consultation.
www.purposefulcreditsolutions.com
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#purposefulcreditsolutions #purposefulcredit #purpose #livelifeonpurpose #dreams #freetopursueyourdreams #sunsets #beaches #freedomtobeme
What does #freedom  mean to you? For me it means, I live life on my terms. I'm not bound by #debt  and #worry  over #finances . I've always wanted to #travel  throughout #Europe  and #Africa , that's my goal within the next two years. What you want out of #life  is obtainable. You have to do the #work . We can do it together! Contact me for a free consultation. www.purposefulcreditsolutions.com . . #purposefulcreditsolutions  #purposefulcredit  #purpose  #livelifeonpurpose  #dreams  #freetopursueyourdreams  #sunsets  #beaches  #freedomtobeme 
I love #coffee When I wake each #morning, I automatically brew a pot. There was a #time, when I bought coffee twice a day. Not just brewed coffee but a #vanilla #latte! I wasted $6-8 #dollars a day on coffee. That's $40 dollars per #week, $160 per #month, that's almost $2k #annually If you want to pay off #debt,  #success is in your daily #routine. What #changes can you make in your daily routine that can save you #money. It's easier than you think. Need #help let me show you how. Email me at info@purposefulcreditsolutions.com .
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#purposefulcreditsolutions #purposefulcredit #purpose #ilovecoffee #makeyourowncoffee #m mornings #idrinkcoffeeallday #caffeine #caffeinelove #caffeineplease  #coffebreak #letsmeetforcoffee #coffeeshop #buysmallbusiness #noStarbucks
I love #coffee  When I wake each #morning , I automatically brew a pot. There was a #time , when I bought coffee twice a day. Not just brewed coffee but a #vanilla  #latte ! I wasted $6-8 #dollars  a day on coffee. That's $40 dollars per #week , $160 per #month , that's almost $2k #annually  If you want to pay off #debt , #success  is in your daily #routine . What #changes  can you make in your daily routine that can save you #money . It's easier than you think. Need #help  let me show you how. Email me at info@purposefulcreditsolutions.com . . . #purposefulcreditsolutions  #purposefulcredit  #purpose  #ilovecoffee  #makeyourowncoffee  #m  mornings #idrinkcoffeeallday  #caffeine  #caffeinelove  #caffeineplease  #coffebreak  #letsmeetforcoffee  #coffeeshop  #buysmallbusiness  #noStarbucks 
These #christianlouboutin are fire. They are so #elegant and #timeless. I wouldn't normally wear these type of #shoes because I'm flat footed,  5'10 and I would be #uncomfortable. 
Being uncomfortable is apart of life. I'm in the process of leaving my job as an Account Executive, great hours, #benefits #bonuses but I wouldn't be fulfilling my #dreams of being my own #boss. 
To be #honest I'm #scared but that's okay. My life is not governed by #fear but with a #conviction of #hope and #faith 
So these shoes will go on my #vision board as a reminder to myself, to live my life outside my #comfortzone no regrets with #purpose and faith.
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#purposefulcreditsolutions #purposefulcredit #livelifewithoutregrets #walkbyfaith #faith
These #christianlouboutin  are fire. They are so #elegant  and #timeless . I wouldn't normally wear these type of #shoes  because I'm flat footed, 5'10 and I would be #uncomfortable . Being uncomfortable is apart of life. I'm in the process of leaving my job as an Account Executive, great hours, #benefits  #bonuses  but I wouldn't be fulfilling my #dreams  of being my own #boss . To be #honest  I'm #scared  but that's okay. My life is not governed by #fear  but with a #conviction  of #hope  and #faith  So these shoes will go on my #vision  board as a reminder to myself, to live my life outside my #comfortzone  no regrets with #purpose  and faith. . . . . . . #purposefulcreditsolutions  #purposefulcredit  #livelifewithoutregrets  #walkbyfaith  #faith 
#tbt #Believe me, when I tell you that if you don't change your #mindset #thoughts and #habits regarding your #finances,  you will always be in #debt. If you don't know where to start, email me at
Info@purposefulcreditsolutions.com for a #free consultation.
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#purposefulcreditsolutions #purposefulcredit #livelifewithpurpose #creditrestoration #beabosschick #wealthmindset #wealthymindset
I've been meditating on this #scripture for the last several days. Do you know your #plans for  the future? I know mine. When i decided to step out on #faith and open my owm #business, it's been #stressful, #uncomfortable and yet I'm excited for the future.  I know there will be #new #opportunities and #experiences that I wouldn't have without this new #venture.

So what do you want in #life? If  you want a future filled with #prosperity and #hope. Then step out on faith and pursue your #dreams and don't let the lack of #money stop you.
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#purposefulcreditsolutions #purposefulcredit #findyourpassion #prosper
I've been meditating on this #scripture  for the last several days. Do you know your #plans  for the future? I know mine. When i decided to step out on #faith  and open my owm #business , it's been #stressful , #uncomfortable  and yet I'm excited for the future. I know there will be #new  #opportunities  and #experiences  that I wouldn't have without this new #venture . So what do you want in #life ? If you want a future filled with #prosperity  and #hope . Then step out on faith and pursue your #dreams  and don't let the lack of #money  stop you. . . . . . #purposefulcreditsolutions  #purposefulcredit  #findyourpassion  #prosper 
When you have good credit, your credit can be leveraged to #achieve your #financial goals. Here are some typical ways:

1. Balance transfers - one of the easiest ways to leverage credit is through #balance transfers. I got a CapitalOnecard, with no #interest for 12 months. I was able to pay off some low balance, high interest cards quicker and my utilization dropped by 20 percent, which improved my credit score. If you have fair credit, try CapitalOne or Barclay Bank, they offer balance transfers for people with fair credit.
2. Maintain your credit utilization. #Credit utilization is 30 percent of your credit score. When you keep your utilization to less than 5 percent, you show #lenders you can manage your credit #responsibly.
3. Credit cards #rewards. You can use your credit cards rewards for travel, #cashback or #giftcards,, just about anything. By simply using your credit cards, you have the ability to use those rewards for other much needed items.
4. Large retailers offer no interest charges for 6, 12, or 18 months for larger  purchases.  It's a great way to complete home improvement purchases.

Use credit #leveraging to pay off some #debt and start achieving your financial #goals. If you are unsure how to leverage credit, contact me for a free credit consultation at info@purposefulcreditsolutions.com .
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#purposefulcreditsolutions #purposefulcredit 
#leverageyourcredit #creditrestoration #finance #beempowered  #responsibility
When you have good credit, your credit can be leveraged to #achieve  your #financial  goals. Here are some typical ways: 1. Balance transfers - one of the easiest ways to leverage credit is through #balance  transfers. I got a CapitalOnecard, with no #interest  for 12 months. I was able to pay off some low balance, high interest cards quicker and my utilization dropped by 20 percent, which improved my credit score. If you have fair credit, try CapitalOne or Barclay Bank, they offer balance transfers for people with fair credit. 2. Maintain your credit utilization. #Credit  utilization is 30 percent of your credit score. When you keep your utilization to less than 5 percent, you show #lenders  you can manage your credit #responsibly . 3. Credit cards #rewards . You can use your credit cards rewards for travel, #cashback  or #giftcards ,, just about anything. By simply using your credit cards, you have the ability to use those rewards for other much needed items. 4. Large retailers offer no interest charges for 6, 12, or 18 months for larger purchases. It's a great way to complete home improvement purchases. Use credit #leveraging  to pay off some #debt  and start achieving your financial #goals . If you are unsure how to leverage credit, contact me for a free credit consultation at info@purposefulcreditsolutions.com . . . . #purposefulcreditsolutions  #purposefulcredit  #leverageyourcredit  #creditrestoration  #finance  #beempowered  #responsibility 
#tbt Go check your #creditreport. It's okay, you can certainly recover from it. Don't start the #newyear without taking some #action to improving your #finances. Take  #smallsteps and I #promise you this time #nextyear your #life will #change. If you need help, contact me for a #free credit consultation.
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#purposefulcreditsolutions #purposefulcredit #purposefulliving #2018 #newyear #bosschick #walkinyourtruth #goodcredit #creditrestoration #newyearnewyou
#tbt  Go check your #creditreport . It's okay, you can certainly recover from it. Don't start the #newyear  without taking some #action  to improving your #finances . Take #smallsteps  and I #promise  you this time #nextyear  your #life  will #change . If you need help, contact me for a #free  credit consultation. . . . . . #purposefulcreditsolutions  #purposefulcredit  #purposefulliving  #2018  #newyear  #bosschick  #walkinyourtruth  #goodcredit  #creditrestoration  #newyearnewyou 
It's been a minute since I posted on #Instagram. I picked up another #sidehustle  to pay off #debt. I've stopped #spending #money and I'm prepared to #sacrifice until my debt is at zero.  During the last several weeks, I have to count it all #joy. I finally realize what debt does. It robs you of choices, #opportunities and #dreams.  You stay at #jobs that are #unfulfilling because you can't afford to #quit.  It's been a physically painful experience (I'm #sleep deprived and my back aches) but, I'm starting to see results.  I have a ways to go but it's not just the dwindling debt load, I'm more #excited by my #change of mindset when it comes to money. 
Years ago, I would not have paid the debt and my credit score would have been ruined again. I'm so excited for this #challenge, it's building me up for greater #opportunities. Don't approach #2018 without a plan to get out a debt. Pull your credit report, #focus on #negative items within the last 24 months and make a decision to #improve your #ficoscore right now.  It's easier than you think! Email me for a free credit consultation at info@purposefulcreditsolutions.com .
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#purposefulcreditsolutions #purposefulcredit #purposefulliving #changeofmindset #wealth #debtfree #debtfreejourney #creditrestoration
It's been a minute since I posted on #Instagram . I picked up another #sidehustle  to pay off #debt . I've stopped #spending  #money  and I'm prepared to #sacrifice  until my debt is at zero. During the last several weeks, I have to count it all #joy . I finally realize what debt does. It robs you of choices, #opportunities  and #dreams . You stay at #jobs  that are #unfulfilling  because you can't afford to #quit . It's been a physically painful experience (I'm #sleep  deprived and my back aches) but, I'm starting to see results. I have a ways to go but it's not just the dwindling debt load, I'm more #excited  by my #change  of mindset when it comes to money. Years ago, I would not have paid the debt and my credit score would have been ruined again. I'm so excited for this #challenge , it's building me up for greater #opportunities . Don't approach #2018  without a plan to get out a debt. Pull your credit report, #focus  on #negative  items within the last 24 months and make a decision to #improve  your #ficoscore  right now. It's easier than you think! Email me for a free credit consultation at info@purposefulcreditsolutions.com . . . . . #purposefulcreditsolutions  #purposefulcredit  #purposefulliving  #changeofmindset  #wealth  #debtfree  #debtfreejourney  #creditrestoration 
Most people think that you have to have a #850creditscore in order to achieve #perfection -  this is a complete #myth. Human beings are not #perfect and credit scores do not have to be perfect either. You get the same #benefits from a 740-760+ credit score as you would at 850! I think people get so caught up in perfection, they forget that the process can be just as #valuable. During the #process we are forced to confront our #attitudes, #fears and imperfect selves. It's the first step in accepting the #fact that even with a low or average credit score, we are perfection because we are created in God's perfect #image. So stop trying to #impress #people with your 850 credit score or living in #condemnation because of your less than perfect credit. Being you is more than enough! Let me #help you get started today. Contact me at info@purposefulcreditsolutions.com .
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#purposefulcreditsolutions #purposefulcredit #purposefulliving #selfesteem #createdinhisimage #morethanenough #loveyourself #love #finance
Most people think that you have to have a #850creditscore  in order to achieve #perfection  - this is a complete #myth . Human beings are not #perfect  and credit scores do not have to be perfect either. You get the same #benefits  from a 740-760+ credit score as you would at 850! I think people get so caught up in perfection, they forget that the process can be just as #valuable . During the #process  we are forced to confront our #attitudes , #fears  and imperfect selves. It's the first step in accepting the #fact  that even with a low or average credit score, we are perfection because we are created in God's perfect #image . So stop trying to #impress  #people  with your 850 credit score or living in #condemnation  because of your less than perfect credit. Being you is more than enough! Let me #help  you get started today. Contact me at info@purposefulcreditsolutions.com . . . . . . #purposefulcreditsolutions  #purposefulcredit  #purposefulliving  #selfesteem  #createdinhisimage  #morethanenough  #loveyourself  #love  #finance